If nobody's handing you benefits, this is for you.
Rideshare & delivery drivers
Driving for apps means no company plan. We help you find coverage that fits unpredictable weeks.
Freelancers & creatives
Designers, writers, photographers and editors who bill by the project, not the paycheck.
Trades & contractors
Electricians, plumbers, builders and handymen working job to job on a 1099.
Real estate & sales pros
Agents and reps paid on commission who are independent on paper and on their own for benefits.
Consultants & solo owners
You run the business, so you also run the benefits. We make that part simple.
Part time & side gig workers
Juggling a few gigs and none of them offer insurance? You still have real options.
Three steps. One real conversation.
Tell us about you
A few quick questions about your work and who needs coverage. Takes about a minute.
Pick a time
Choose a slot that works around your schedule, including early and late options.
Talk with an advisor
A licensed advisor walks you through your options, checks for savings, and helps you enroll if you want to.
What people say after their call.
Be one of the first to share your story.
Talked with our licensed advisor? Tell other drivers, freelancers and business owners how it went. Write a few lines, record a short video, or both. Every review helps us keep improving this site and the experience for the whole 1099 community. Honest reviews are posted whatever the rating.
What we'll walk you through on your call.
No jargon, no pressure. Just straight answers about your options so you can make the call that's right for you and your family.
Book a free callMarketplace plans
How ACA plans work, what the metal levels mean, and which doctors are in network.
Savings you may qualify for
Many independent workers qualify for tax credits that lower monthly premiums based on income.
When you can enroll
Open enrollment happens once a year. Certain life changes can open a special window sooner.
Dental, vision & more
Extra coverage that rounds out your plan, explained in plain English.
30 minutes. Zero obligation.
Tell us a little about you, pick an open time, and a licensed advisor will call you. Have a rough idea of your yearly income handy. It helps us check what savings you may qualify for.
- Free call
- No obligation
- Licensed advisors
- We never sell your info
Pick a time that works.
Times are shown in your time zone. Choose one to book your free 30 minute call.
The calendar is taking a while to load. We already have your details, so if it doesn't appear, we'll email you to set up a time.
You're booked.
Check your email for the confirmation with your call time and your advisor's details. You can reschedule from that email if something comes up.
Good questions, straight answers.
Does it cost anything to talk with an advisor?
No. The call is free and there is no obligation to buy anything. Advisors are typically paid by the insurance company if you choose to enroll, not by you.
Who will I actually be talking to?
A licensed health insurance advisor. They are licensed in your state and can explain plans from multiple insurance companies. Your confirmation will include their name before the call.
I only do gig work part time. Does this still apply to me?
Yes. If you don’t get health insurance through an employer, you can shop for your own coverage, whether gig work is your full time job or on the side.
Can I get coverage outside of open enrollment?
Sometimes. Life events like losing other coverage, moving, getting married or having a baby can open a special enrollment period. Your advisor can check whether you qualify.
What should I have ready for the call?
A rough estimate of your yearly income, the ages of anyone who needs coverage, your ZIP code, and any doctors or prescriptions you want to keep.
Straight talk on coverage for people who work for themselves.
Estimating your income for 2027 coverage when you work 1099
A low guess used to have a safety net. Starting with 2026, it does not. Here is how to estimate your 1099 income for 2027 coverage.
Open enrollment is coming: a checklist for 1099 workers
Open enrollment is the one time each year anyone can sign up. Here is what to get ready before it starts.
Can gig workers get help paying for health insurance?
Tax credits can lower your monthly premium based on your income. Here is how to find out if you qualify.No boss. Still covered.
Your free call with a licensed advisor is a couple of clicks away.